Quietest Atlantic hurricane season since 1941, and peak is here

The Atlantic has not been this quiet in early September since 1941. Dry air, a stable atmosphere, and strong wind shear have pulled apart nearly every system that tried to organize. Forecasters called for a below-normal season because of a strong El Niño, and so far the basin has cooperated. The Pacific is doing the opposite, with several major hurricanes spinning at once.

Two things follow from a calm radar. The climatological peak of the season lands around September 10, and the Atlantic can turn in a week, so a slow start is not an all-clear. Florida has taken serious storms in October more than once. The second point is about your bill. Quiet seasons are what let reinsurance and carrier pricing soften, and that shows up in fresh quotes rather than in a renewal that rolls over at last year’s number. What a quiet season is not is a reason to raise your wind deductible or drop flood coverage. That is the trade you regret in one afternoon.

An independent agent can re-shop your home policy while the market is soft and confirm your wind and flood coverage still sits where it should.