Insurance news that affects your coverage
The Florida and national property & casualty market moves fast. Here are the headlines we're watching, and what they mean for the policies you carry.
- Florida Governor's Office•Jul 2026
Florida insurance reforms deliver 2026 rate relief for homeowners
State officials credit tort reform and renewed carrier competition as premiums stabilize. Many Florida homeowners are seeing their first flat or lower renewal in years.
Read summary - Spectrum News 13•Jun 2026
Citizens approves 8.7% average rate cut as insurers return to Florida
Regulators cleared an average statewide decrease for Citizens spring 2026 renewals, and 17+ private carriers have entered the market in 18 months.
Read summary - AM Best•Jun 2026
P&C insurers post their strongest first-quarter underwriting result in years
Private U.S. property/casualty insurers recorded a $15.8B first-quarter underwriting gain and an 89.5 combined ratio, helped by a mild catastrophe season.
Read summary - Risk & Insurance•May 2026
Property rates soften while casualty lines keep hardening
A split market: home and property pricing is easing after a quiet catastrophe year, while liability costs climb on social inflation and larger jury awards.
Read summary - Alera Group•2026
2026 market outlook: what's soft, what's hard, and what's complicated
A mid-year review of where buyers gain leverage, like property and workers' comp, and where budgets stay under pressure, like auto, umbrella, and professional liability.
Read summary
Summaries are written in-house from third-party reporting; each links to the original publisher as its source.
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