Auto Insurance in Fort Lauderdale, FL
Auto insurance for Fort Lauderdale and Broward County drivers. We compare carriers to protect you against accidents, theft, and the costs unique to driving in South Florida.
What is auto insurance?
Auto insurance is more than a legal requirement in the Sunshine State; it's a vital financial shield. For Florida drivers, it's a contract between you and Miami Premier Insurance that protects you against significant loss after an accident or theft.
In a state defined by busy roads and complex traffic patterns, the right policy gives you the confidence to drive Florida's highways without worrying about what happens next.
Protection for every risk
Coverage options designed around the specific risks of driving in Florida.
PIP (Personal Injury Protection)
Covers medical expenses and lost wages regardless of who is at fault. A Florida essential.
Property Damage Liability
Protection against damage your vehicle causes to another person's property, including cars, buildings, and fences.
Bodily Injury
Coverage for serious or permanent injury or death to others when you are at fault.
Uninsured Motorist
Essential protection if you're in an accident with a driver who lacks sufficient coverage.
Comprehensive & Collision
From flood damage and hurricanes to road collisions, keep your vehicle fully restored.
PIP explained
Florida is a “No-Fault” state. Your own insurance company (PIP) pays for your medical bills and certain other expenses after an accident, regardless of who caused it.
The $10,000 Requirement
Every driver in Florida is legally required to carry a minimum of $10,000 in Personal Injury Protection (PIP) and $10,000 in Property Damage Liability (PDL).
Why Florida drivers need strong protection
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Uninsured Driver Density
Florida has one of the highest concentrations of uninsured drivers in the nation. Your policy acts as your primary safety net.
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Tropical Weather Risks
Flood damage from seasonal storms and hurricanes needs comprehensive coverage that some policies overlook.
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High-Volume Congestion
Florida's high-speed corridors call for higher liability limits to protect your assets in multi-vehicle accidents.
A quote in three steps
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Custom Analysis
Our advisors compare carriers to find your optimal rate.
Instant Activation
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